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Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Toyia Chenevert
RE/MAX Generation

8650 North Sam Houston Pkwy
Humble, TX 77396
Phone: 281-995-5461
Email: tmchenevert@gmail.com

Testimonials

It was a pleasure working on our home purchase with Toyia. Even though we lived in Oklahoma, and our search was in Texas, the process could not have gone more smoothly. Toyia took the time to video the homes that interested us, discussed the homes in length, and provided her expertise. She knew  what we were looking for, and only recommended those which fit our search criteria. When we found the home we wanted to purchase, Toyia coordinated everything flawlessly with all parties involved. She kept us abreast of everything happening with the purchase through the closing with the title company. My wife and I were extremely pleased with Toyia, and the effort she put in and her attention to detail. We highly recommend her. Of all the homes we've purchased over the years, this was the easiest, by far.  larry spitzer052497
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